Miserable Budgeting

Money is a constant source of worry for me. I’ve always seen it as a form of security and so I make a conscious effort to save and put some aside. I just think it’s a good habit to have. I wrote a post about it here.

I’m not sure what’s in store for me in the next few years; I don’t have any concrete plans in terms of what I’ll do at the end of F2. But I do know that one way I can prepare is having money saved up so that whatever I decide, I will have more control over my options. I don’t want to know how much of my salary in F1 went on carbohyrdrate-loaded canteen lunches. Avoiding things like that in F2 should make it a bit easier for me to save money.

Since the end of July, I’ve made myself a target goal of how much I want to save by the end of January 2018. And another goal for August 2018 (I love goals). It’s an ambitious amount, but I’m determined. I feel if I aim high and fall short of it, there’ll still be a good sum of money saved up.

The difficult part of budgeting, is the odd bill that pops up that you don’t expect. Like my exhaust pipe breaking off as I come off the motorway. Inconvenient, expensive and annoying as hell. I actually had to take an Uber to work to avoid being late.

Another thing I’ve found difficult is saying no to meals out and cinema etc. I love food. And most of my socialising revolves around food. It’s hard for me to think of fun things to do with friends that a) don’t involve eating out or b) that are inexpensive. So, it meant for a while, I ended up turning down a few invitations to do things, which was making me miserable. I was missing out on all the fun.

It felt like it was a cycle of work, home, work, home and then work again. All the while being starved off all of life’s joys. Confining myself to back-to-back Youtube videos of other people enjoying themselves instead. I was reading Solitary Diner‘s post on the same issue.

I realise I need a balance. I’m not prepared to make myself miserable, I have enough stresses without adding some more. I just need to figure out a way to be a bit more tactical with what  and how I spend. But so far so good.

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